ICBC Claim Guide, ICBCAdvice, Mussio Law Group

Getting Started

In this section you will find some very helpful tips on making sure your ICBC claim gets started on the right track. You will also find some general information about ICBC and how the corporation works. There is also helpful information on what to do if you are the driver being sued as a result of a car accident. Overall, the best starting point is to read through the articles in this section before you begin the ICBC process.

This will familiarize you with the ICBC process and give you a good idea of what to expect. If you are unfamiliar with the process, you will be giving ICBC the upper hand in their dealings with you. This lack of knowledge may result in a poor outcome.

ICBC Defense Tactics

ICBC uses many of the same arguments in cases to try to minimize the amount they pay out in any injury claim. They also use some defense tactics that invade your privacy such as video surveillance, reviewing your social media and even accessing your personal computer. While ICBC almost always stays within the bounds of the law, the law is quite broad in the sense of allowing the defense to pursue many avenues of defence. The following articles help you understand some of the tactics used by ICBC.

Part 7 / VII Claims

Part VII under the Regulations of the Insurance (Vehicle) Act provides the statutory scheme for medical and rehabilitation benefits that ICBC is supposed to pay regardless of fault for the accident. The unfortunate situation is that ICBC has set up a series of policies and procedures that limit the pay-out to claimants under the Part VII scheme. In addition, may adjusters resist paying much of anything under Part VII as to do so would otherwise support the personal injury claim.

The following articles help you understand Part VII benefits.

Vehicle Issues

When your Vehicle is involved in an accident and suffers damages, whether you are at fault or not, dealing with ICBC for the repairs is often a difficult process. Information in ICBCadvice articles should help you reach a desirable outcome.

General Legal Issues

In this section you will learn about a variety of legal issues that are common to ICBC injury claims. You will also get some helpful information about settling your ICBC claim. Further, you will learn about the interplay of an ICBC claim and your disability/ extended health insurer. Finally, you will learn some interesting points about jury trials.

Heads of Damages

In this section you will learn about the type of claims you can make when another driver causes you injury as a result of their negligence. These heads of damages are not available if you caused the accident. The various heads of damages are available in more severe injury claims but in minor claims, you are generally only looking at non-pecuniary damages, past wage loss and out-of-pocket expenses.

Types of Claims

In this section you will find information on a variety of different types of motor vehicle and personal injury claims. In addition, you will also find some very helpful information about how to begin and maintain a claim against ICBC.

Dealing with Doctors and Therapists

This section provides valuable information about how the interaction with your doctor and therapists affects your ICBC claim. Overall you need to involve them early and often in your injury claim. Also, you will learn how doctors and therapists try to trick you into having an exaggerated claim.

Dealing with your Lawyer

Hiring a lawyer for your ICBC claim is often a stressful situation because most people haven’t had a lot of contact with lawyers in their life. The lawyer clearly has the advantage over the client because the lawyer has the expertise. This section helps understand when to hire a lawyer, what to look for in a lawyer and how to deal with a lawyer once you have retained that professional.